Terms and Conditions

1. Use of the Site

You may use this Site for lawful purposes only and in accordance with these Terms. Accessing the Site in any manner constitutes acceptance of these Terms.

We reserve the right to modify these Terms at any time. Updated versions will be posted on this page with a revised effective date. Continued use of the Site constitutes acceptance of the modified Terms.

2. Intellectual Property

You may not:

• Copy, reproduce, modify, distribute, sell, or exploit Site content
• Create derivative works
• Use content for commercial redistribution without written permission

You may download or print a single copy of materials for personal or internal business reference, provided all proprietary notices remain intact.

3. User Submissions

If you submit content to us (including comments, messages, reviews, form entries, emails, texts, or media), you represent that:

• You own or have the right to submit the content
• The content does not violate any third-party rights
• You are at least 13 years of age

By submitting content, you grant the Company a royalty-free, worldwide, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, display, distribute, and otherwise utilize the content for business purposes.

We are not obligated to use or display any submitted content and may remove it at our discretion.

4. No Professional Advice

The Site and its content are provided for educational and informational purposes only.

We do not provide legal, financial, tax, investment, or professional advice. Nothing on the Site should be relied upon as a substitute for consultation with qualified professionals.

You acknowledge that:

• Results vary by business and market
• No guarantees are made regarding outcomes
• Any decisions you make based on Site content are your responsibility

5. Tools, Assessments & Reports

Any tools, assessments, reports, or scores provided through the Site (including Visibility Reports) are:

• Informational snapshots
• Based on available data at the time of analysis
• Not guarantees of performance or results

We make no warranties regarding completeness, accuracy, or suitability for any particular purpose.

6. Communications

By submitting forms or requesting resources, you may receive communications via email, phone, or SMS in accordance with our Privacy Policy.

SMS communications require express written consent and include opt-out instructions (STOP / HELP). Consent is not a condition of purchase.

7. Third-Party Links & Services

The Site may contain links to third-party websites or services. We do not control and are not responsible for:

• Third-party content
• Privacy practices
• Products or services offered by third parties

Your interactions with third parties are solely between you and them.

8. Prohibited Uses

You agree not to:

• Use the Site for unlawful purposes
• Impersonate any person or entity
• Attempt to gain unauthorized access to systems or data
• Disrupt Site functionality or security
• Post or transmit harmful, abusive, defamatory, obscene, or infringing content
• Harvest personal information from other users
• Use the Site for unauthorized advertising or solicitation

We reserve the right to restrict or terminate access for violations.

9. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Use or inability to use the Site
• Errors or omissions in content
• Reliance on information provided
• Third-party services or content

Your sole remedy for dissatisfaction with the Site is to discontinue use.

10. Indemnification

You agree to indemnify and hold harmless the Company, its affiliates, officers, employees, and partners from any claims, damages, liabilities, costs, or expenses arising from:

• Your use of the Site
• Your violation of these Terms
• Your infringement of third-party rights

11. Termination

We may suspend or terminate access to the Site at any time, without notice, for any reason.

All provisions relating to intellectual property, disclaimers, limitation of liability, and indemnification survive termination.

12. Refund Policy

Refund eligibility, if any, is defined at the time of purchase for specific products, services, or events. Unless otherwise stated, purchases are non-refundable.

13. Children's Use

The Site is intended for adults and business owners. We do not knowingly permit use by children under 13.

14. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.

Any disputes arising from these Terms or the use of the Site shall be resolved through binding arbitration in Arizona, except where prohibited by law.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force and effect.

16. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised effective date.

17. Contact Information

If you have questions about these Terms, contact us at:

Final Note

InsiderLocalTV exists to provide insight, clarity, and transparency for business owners. Use of this Site assumes a shared understanding that information is educational, not guaranteed outcomes.